Low Auto Insurance Rates

For Arizona, California, Illinois, Indiana, Ohio, and Texas drivers.

If you live in one of these five states, you may be able to save as much as $300-400 dollars off of your current insurer's best rates by switching to 21st Century Insurance.


This page:

  • Explains the criteria needed to qualify for a lower rate

  • Highlights some of the special benefits of a 21st Century Insurance policy

  • Provides links to additional information about discount auto rates

Free Instant Quotes

This page provides information about an insurer that offers coverage to drivers in Arizona, California, Illinois, Indiana, Ohio Texas only. If you live in one of these states, click here to get a free instant quote.


  Click here for your quote

If you do not live in one of the above six states, visit ComparisonMarket where you can compare up to five quotes from insurers in your area.

How you can qualify for a lower insurance rate

Generally speaking, it is possible to get a lower auto insurance quote if you change some things about your policy, your car, your lifestyle, or if you change your provider. For an in-depth look at all the savings options, read our guide to discount car insurance.


What if you've had driving record problems?
That depends on the severity of the problem, as well as how long ago it occurred.

All insurers and brokers have different criteria, but over-all, a speeding ticket from ten years ago won't affect your rates much (most likely not at all), while an accident this past winter probably will.

Severe credit problems can also affect your insurance rate, although this is not always the case. We have an article that goes deeper into the relationship between credit and insurance.


Find out if you qualify for a discount:
AZ, CA, IL, IN, OH, and TX residents, get a quote from 21st Century Insurance now.

Otherwise, visit ComparisonMarket and get a quote for the lowest rate in your area.

Other resources

Our state-by-state guides explain the auto insurance laws and options in your state and can help you find local providers who offer cheap car insurance in your area (all online!)

Click on the following links go directly to your state's auto insurance information page:

  • Arizona auto insurance
  • California auto insurance
  • Illinois auto insurance
  • Indiana auto insurance
  • Ohio auto insurance
  • Texas auto insurance

Get quotes in your neighborhood:

You can also get quotes from providers right in your neighborhood, by entering your zip code below:

You'll be presented with a list of insurers right in your neighborhood who will be able to provide you with instant quotes that will match or beat the rates prevalent in your zip-code area.

Free Auto Insurance Course!

Learn how to save the most money on your next policy with our free insurance course. Learn how to set the right coverage levels, what options to avoid, and the general philosophy of insurance, that will keep you saving for years to come. Sign up here: