Do You Qualify for a Cheap Auto Insurance Quote?

If you have good driving and credit records, you may qualify for a discount auto insurance quote from Electric Insurance.


This page:

Explains the criteria needed to qualify for a low quote

Provides links to additional information about discount auto rates

Click here to get a quote from Electric

Note: You WILL NOT get a quote from Electric Insurance if you don't currently have insurance or if you live in one of the following states: AK, AR, CA, DC, DE, HI, ID, KY, LA, MI, MS, MT, NE, NJ, ND, OK, RI, SD, TX, WA, WV.

If this applies to you, compare discount quotes from other providers.

Get a cheap auto insurance quote

You may find that it is possible to get a lower auto insurance quote if you change some things about your policy, your car, your lifestyle, or if you change your provider. For an in-depth look at how you can earn lower rates, read our guide to discount car insurance.

Although we generally recommend that consumers search auto insurance rates through a service that provides several quotes, rather than applying directly with the provider, we make an exception for those whose driving and credit records allow them to qualify for very low rates from a discount provider.


Our featured discount provider, Electric Insurance, is a 37 year-old company specializing in cheap auto insurance and home owner's insurance.

Electric's application is fast and easy, and you can get a quick auto insurance quote online. They respond to all requests in real time, which means you don't have to wait to be contacted with your auto insurance quote.

Of course, it's still a good idea to comparison shop. So after you get your auto insurance quote from Electric, it's not a bad idea to apply with a shopping service like Netquote (perfect if you don't currently have insurance) as well as ComparisonMarket, to make sure that you compare the most lowest rates possible.

Other resources

Elsewhere, our state-by-state guides explain the auto insurance laws and options in your state and can help you find local providers who offer cheap car insurance in your area (all online!)

Want to learn even more?

Take our quick auto insurance course, and learn the step-by-step to get the most out of your auto insurance policy for the least amount money.

Just ten easy lessons - start today