Alabama Auto Insurance
If you are an Alabama resident, consider yourself lucky, as the state's car insurance laws are pretty straightforward. But that doesn't mean your current premium is set in stone.
A brief look at the state's insurance laws
Alabama is considered a tort state, which means that as a resident you're financially responsible for the damage and injury you cause in an auto accident. Liability protection insures you for these costs, and is a required coverage in Alabama.
How Alabama car insurance rates are set
The price of Alabama auto insurance is decided by the behavior of the state's drivers as a whole. Alabama auto insurance companies take the cost of insuring the state's drivers (this includes settlements and legal fees) and divide it up among all insured.
Where you can get Alabama auto insurance quotes
The best way to save, is to of course shop as many providers as possible. Most of the services below will let you compare several quotes, instantly and for free, making the "shopping around" a snap. (These links will open in a new window):
Netquote is a great service, because it gets you quotes from local agents who can help you decide what coverage you need, based on where you live.
To speed things up, you might wish to have some information required for an online quote ready before you begin.
More AL car insurance advice and help
If you want more help designing your AL auto insurance policy, check out our guide to car insurance options. It contains a lot of money saving advice too.
Want to learn even more?
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This wrebsite provides general information for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent auto insurance professional licensed in your state with respect to your particular situation.