Arizona Auto Insurance
If you are an Arizona residents, the car insurance regulations that govern your policy are pretty straightforward. This generally makes the state's premiums fairly cheap, so make sure that you're getting the best deal possible.
Brief overview of the state's insurance laws
Arizona is a tort state, which means that as a resident you're financially responsible for the damage and injury you cause in an auto accident. To drive a car in Arizona, you're required to show proof of your financial responsibility.
How Arizona auto insurance rates are set
For better or for worse, the price of insurance premiums in AZ is decided by the behavior of the state's drivers as a whole. Arizona auto insurance companies take the cost of insuring all drivers (this includes settlements and legal fees) and divide it up among everyone.
Where you can get Arizona auto insurance quotes.
The following web sites will help you find great local car insurance quotes: (these links will open in a new window)
21st Century a great Arizona insurer for good drivers
Electric Insurance a discount insurance provider for good Arizona drivers
Netquote provides quotes directly from local agents, who can help you with setting coverage limits, and assists you with other policy options.
Geico - Like the gecko says: "15 minutes could save you $300 or more on your car insurance".
Get a quote using your ZIP code to find local and national insurers who offer discounts in your area:
More AZ car insurance help
If you want more help designing your AZ auto insurance policy, our guide to picking car insurance options will definitely help.
Want to learn even more?
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This wrebsite provides general information for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent auto insurance professional licensed in your state with respect to your particular situation.