California Auto Insurance
The state's auto insurance regulations are pretty simple, making premiums fairly inexpensive. But that doesn't mean that all policies are created equal. In fact, if you shop around, you may be able to save $200-300 off your annual rates.
An overview of the state's insurance regulations
California is a tort state, which means that if you are a resident of the state, you're financially responsible for the damage and injury you cause in an auto accident.
How your insurance rates are set
For better or for worse, the price of California auto insurance is decided by the behavior of the state's drivers as a whole. The state's auto insurance companies take the cost of insuring California drivers (this includes settlements and legal fees) and divide it up between everyone.
Where you can get California auto insurance quotes
Get a quote using your ZIP code to find local and national insurers who offer discounts in your part of the state:
More CA auto insurance help
If you want more help designing your insurance policy, our guide to the various car insurance options should be of help. It contains loads of money-saving tips.
Want to learn even more?
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This wrebsite provides general information for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent auto insurance professional licensed in your state with respect to your particular situation.