Colorado Auto Insurance
Colorado car insurance is a little tricky. But that makes it all the more important to pay close attention to your policy details.
A look at Colorado's insurance regulations
Colorado is considered a tort state, which means that as a resident you're financially responsible for the damage and injury you cause in an auto accident. Liability protection insures you for these costs, and is a required coverage in Colorado.
How your car insurance premiums are set
For better or for worse, the price of Colorado auto insurance is decided by the behavior of the state's drivers as a whole. Insurance companies take the cost of providing coverage for Colorado drivers (this includes settlements and legal fees) and divide it up among all drivers.
Where to get Colorado auto insurance quotes
The following web sites will help you compare car insurance quotes: (these links will open in a new window)
Electric Insurance a discount insurance provider for good drivers
Netquote is very helpful if you want a local agent to contact you, to help you tailor your policy to local conditions and requirements.
Geico - Great for those who can't find other insurance. Be sure to complete the entire quote form!
Get quotes using your ZIP Code! you'll find insurers who offer quotes tailored specifically to your area:
More CO car insurance advice and help
If you want more help designing a good auto insurance policy, read our guide to setting safe and reasonable car insurance coverage levels. It contains a lot of money saving advice, as well as guidelines that will help you understand how your coverage protects you.
Want to learn even more?
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This wrebsite provides general information for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent auto insurance professional licensed in your state with respect to your particular situation.