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Why Buy Auto Insurance Online?

We have four auto insurance FAQ pages, for your browsing pleasure.

This page deals with the ins and outs of buying your auto insurance online.

1. What are the benefits of buying auto insurance online?
2. What are the drawbacks of buying auto insurance online?
3. How is my privacy protected when I apply for a quote online?
4. How does an online auto insurance quote work?
5. How do I buy the policy after I get a quote?
6. Am I guaranteed the rate I am quoted?
7. Why apply with Insweb?
8. Why apply with ComparisonMarket?
9. Why apply with Electric Insurance Company?
10. Why apply with 21st Century Insurance?
11. Why apply with Netquote?


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1. What are the benefits of buying auto insurance online?
It's fast, easy, and convenient. You can start your application, save it, and finish later. And you'll get a free car insurance quote back immediately. Consumer advocates say the number one reason people overpay for auto insurance is that they don't shop around, but online you can get multiple free car insurance quotes from one application.
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2. What are the drawbacks of buying auto insurance online?
Really, none that we can see. It's convenient and inexpensive. However, if you're already carrying several other policies (like homeowners or boat insurance) with another provider, you may qualify for a discount on their auto insurance that would offset the savings of buying online.
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3. How is my privacy protected when I apply for a quote online?
All the information you supply is encrypted and secured by the company you apply with. It won't be shared with other insurance providers unless you request that it be. Likewise, if credit history information is used in the generation of your car insurance quote, your credit score won't be affected.
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4. How does an online quote work?
Depending on the service, you are either given an instant free car insurance quote, or you'll be contacted via email with several offers. In either case, your information is private and secure.
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5. How do I buy the policy after I get a quote?
Usually you can choose to purchase the policy online or via ground mail. The company you've chosen will provide the details.
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6. Am I guaranteed the rate I'm quoted? If your information checks out, you should get the rate you've been quoted. However, errors in your application or additional information gathered bt the insurance company (like your credit score) may affect the quote.
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7. Why apply with Insweb?
Insweb has a very user-friendly application process. After you apply, you choose the companies you want to hear from (Insweb gives you their financial ratings), and they'll contact you. You'll get a free car insurance quote directly from the source. Get a quote or learn more.
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8. Why apply with ComparisonMarket?
ComparisonMarket is the largest insurance shopping service in the country. By using one online application you can get quotes from up to five companies in your area. Get a quote or learn more.
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9. Why apply with Electric Insurance Company?
Electric Insurance Company is a very consumer friendly, inexpensive source for auto insurance. They have extraordinary customer satisfaction ratings, and they'll get you an online quote in real time. (But they don't offer online quotes in every state. Make sure your state qualifies here.) Get a quote or learn more.
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10. Why apply with 21st Century?
For California and Arizona residents, 21st Century insurance offers low rates, online quotes, and great customer service. But you must be a California or Arizona resident to qualify for their insurance. Get a quote now.
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11. Why apply with Netquote?
Netquote services all fifty states, and their partner providers offer all types of auto insurance policies, even to high-risk drivers. Try Netquote if you've had trouble finding a policy online. Apply now.


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This wrebsite provides general information for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent auto insurance professional licensed in your state with respect to your particular situation.